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A non-occupying co-signer or co-borrwer can be used to help a borrower get approved for a home loan. Home Loan FAQ . How do you apply for a home loan? You will need to complete a mortgage application and speak to a lender. You can go to your local bank or speak to our network of lenders. What does getting pre-approved for a mortgage mean?
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Most lenders offer mortgage and home-equity applicants the lowest possible interest rate when the loan-to-value ratio is at or below 80%. A higher LTV ratio does not exclude borrowers from being.
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