To apply for a loan, you’ll need to provide the FHA-approved lender with documents that prove your employment status, savings, credit and personal information. The documentation that you’ll need is fairly extensive, including job records, tax documents, and personal information.
Requirements For Fha Loans Fha Loan Low Credit Score Should You Get an FHA or Conventional Loan? – However, an FHA loan is accessible to homebuyers with credit scores as low as 500. Additionally, cosigners are allowed. And the wait times for loan approval after a short sale or bankruptcy tend to be.